Bess Theresa (Wilkin) Gardner was born August 9, 1936 in McAllen, Texas. She was a proud McAllen High School Bulldog graduating in 1955.She met her beloved husband, JerryGardner while working as a carhop.They wed July 29, 1956. Bess andJerry welcomed 3 children over thenext 5 years.Bess and her family moved to Farmers Branch in 1965 where she soon began a legendary banking career. Anyone in the banking industry knows Bess was the queen of customer service. She went above and beyond the call forher customers for over 40 years.Bess